Revolutionary benefits for dynamic balance sheet management
Transform dynamic balance sheet management from what-if analysis to goal-based optimization that automatically determines optimal asset, liability, and capital allocation strategies.
Enable fast and frequent balance sheet steering with a solution that instantly computes holistic strategies and immediate actions to implement.
Drive financial performance and stability simultaneously with strategic allocations that prepare for multiple future scenarios simultaneously.
Complement operative BSM solution with a long-term strategic planning solution.
Reduce time and cost of strategic planning with ready-made advanced optimization solution.
Automatic allocation adjustments when future outlooks update
With Detech, you can focus on identifying the future scenarios while Detech dynamically determines the optimal actions that prepare for all future operating environments simultaneously. Any updates to future scenarios, like interest rate or currency projections, automatically reflect to the recommended allocation adjustments, forming a true dynamic BSM process.
Analyze long-term balance sheet development with dynamic optimization
The balance sheet at a future point in time depends not only on the economic developments but also on the financial institution’s decisions over time. Detech Optimizer shows how both external economic issues and the institution’s own decisions will change the balance sheet development in the long term.
Detech Optimizer computes the optimal balance sheet adjustments for every step in the planning horizon, taking into account the past actions and all possible future actions without predefined limitations compared to e.g. a fixed-mix rule, which produces actions that keep the allocations constant over time. Employing the full flexibility of real-world actions results in the most accurate view of a long-term financial standing steered by the institution's own optimal actions.
Detech Optimizer